Direct Payment / Wire Payment Setup

The Direct Payment / Wire Payment option in Houzez allows you to receive payments manually via bank transfer or other offline methods.

Unlike instant online payments through PayPal or Stripe, direct payments require manual confirmation from the site admin before a purchase (such as a membership package or listing) becomes active.

This is useful if you want to:

• Accept payments directly to your bank account.
• Offer alternative offline payment methods to your customers.
• Manually verify transactions before granting access.

How to Enable Direct / Wire Payments

1. Go to Theme Options
   Navigate to:
   Theme Options → Payment Gateways
2. Enable Direct Payment
   In the Direct Payment section, switch the setting to Enabled.
3. Enter Payment Instructions
   Fill in the text box with the payment details your customers need. This could include:
   • Bank name
   • Account holder name
   • IBAN or account number
   • SWIFT/BIC code
   • Reference instructions (e.g., "Include your username and package ID")
4. Save Changes
   Click Save Changes at the top or bottom of the page.

How It Works for Users

• When a user chooses Direct Payment at checkout, they will see the instructions you entered.
• The order will be marked as Pending in the admin area until you confirm payment.
• Once you receive and verify the payment, you can manually activate the user's package or listing from the WordPress dashboard.

Recommendations

• Always include clear instructions and contact information.
• If possible, ask users to send proof of payment (e.g., receipt or screenshot) via email.
• Keep transaction IDs for your records.
• Use this method only if you can manage manual payment verification promptly, to avoid delays for users.